Split and advance payments

Split and advance payments: one bill, paid more than one way or in parts.

Let the wallet, points and UPI share one bill at one checkout. For big orders and long plans, take an advance now and the balance later.

Free plan. No credit card needed.

What are split and advance payments?

Split payment lets a customer pay one bill with more than one method. When the first method does not cover the bill, the next one takes the rest, in the order you set.

Advance payment takes part of a big bill now and the rest later, for high-value orders and long subscriptions. Every part is recorded against the order.

What you can do with split and advance payments

One checkout, as many ways to pay as the bill needs.

More than one method on a billSuch as ₹500 from the wallet and ₹700 by UPI.
Your payment orderPoints, wallet, pay later, then the gateway, in the order you choose.
One checkoutCustomers pay once, even when the bill is split.
Every part on recordEach part is recorded against the order.
Advances on big ordersTake part now and the rest later on high-value orders.
Part payments on long plansLong subscriptions can be paid in parts.
Advance from a quoteFor catering, an accepted quote asks for a 30% advance.
Advance and balance by linkSend a link for the advance, then one for the balance.

How split and advance payments work

Split at checkout, or spread a big bill over time.

1

Set the payment order

Choose what pays first: points, wallet, pay later, then the gateway.

Payment orderSaved
FirstPoints
ThenWallet
LastUPI or card
2

The customer checks out

The wallet or points pay what they hold, and UPI or card pays the rest.

Checkout₹1,200
Wallet- ₹500
UPI₹700
Pay ₹700
3

Every part is recorded

The order shows each method and amount.

Order #1070Paid
Wallet₹500
UPI₹700
StatusPaid
4

Ask for an advance

On a big order, send a link for the advance, or let an accepted quote set it.

AdvanceQuote accepted
30% of ₹45,000₹13,500
Pay advance
5

Collect the balance

Send a link for the balance, and reminders follow if it is late.

BalanceGala event
Amount₹31,500
Payment linkSent

What the customer sees, and what you set

One payment on one side, every part on record on the other.

The customer side

One bill, the wallet already applied, one button to pay the rest.

The owner side

Each part against the order, and what is still due.

Split and advance payment settings

What decides how a bill gets paid.

SettingOptions and default
Payment orderPoints, wallet, pay later and the gateway, in the order you choose.
Methods that can share a billPoints with the Loyalty add-on, wallet with the Wallet add-on, pay later, and UPI, card or net banking through your gateway.
Record of each partEvery part is recorded against the order.
Advance on high-value ordersTake part of the bill now and the rest later.
Part payments on subscriptionsLong subscriptions can be paid in parts.
Advance on catering quotesA 30% advance is asked once the quote is accepted. On ₹45,000, that is ₹13,500.
Advance and balance by linkA link for the advance, then a link for the balance.
Reminders for the balanceScheduled reminders for due and overdue amounts.
Advance rule at checkoutOn Enterprise, a custom checkout rule, such as a 50% advance on orders above ₹10,000.
Rider collectionThe rider app shows what is left to collect after wallet, loyalty and pay later.

Split and advance payments in real shops

A split checkout, a catering advance and a custom order. Names and amounts are made up.

Online store

Wallet plus UPI

Asha’s order is ₹1,200. Her wallet holds ₹500, so it pays ₹500 and UPI pays the other ₹700, at one checkout.

Order #1070₹1,200
Wallet₹500
UPI₹700
Catering

A wedding quote

A ₹45,000 quote is accepted. The 30% advance, ₹13,500, is paid by link, and ₹31,500 is due before the event.

Gala event₹45,000
Advance₹13,500
Balance₹31,500
Jewellery

A custom necklace

A ₹60,000 custom piece: ₹20,000 advance by link today, ₹40,000 by link when it is ready, on one bill.

Order #2214₹60,000
Advance₹20,000
Balance₹40,000

What happens when...

How a split bill behaves in the cases owners ask about.

WhenWhat happens
The wallet holds less than the billThe wallet pays what it holds, and the next method pays the rest.
Points, wallet and UPI are all usedThey apply in the payment order you set, at one checkout.
The balance is lateA scheduled reminder goes out for the overdue amount.
The rest is cash on deliveryThe rider sees only what is left to collect.
A table wants to split the billThat is split bills, shares between guests at the counter.
Split payment is part of your store on every plan, including Free

Wallet and Loyalty are add-ons, and pay later comes with Grow, Scale and Max. An advance rule at checkout is a custom rule on Enterprise. Bills & Books and your online store are on every plan, including Free.

Split and advance payment questions, answered

One bill paid with more than one method, such as ₹500 from the wallet and ₹700 by UPI.

You do. Set the payment order: points, wallet, pay later and the gateway.

No. They pay once, at one checkout. Every part is recorded against the order.

Yes. Take advance or split payments for high-value orders and long subscriptions.

Send a payment link for the advance, then one for the balance. For catering, an accepted quote asks for a 30% advance.

On Enterprise, a custom checkout rule can, such as a 50% advance on orders above ₹10,000. See Enterprise.

No. Split bills shares a restaurant bill between guests. See split bills.

Only what is left after wallet, loyalty and pay later.

Split payment is part of your store on every plan, including Free. Wallet and Loyalty are add-ons, and pay later comes with Grow, Scale and Max.

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