Pay later: trusted customers order now and pay at the end of the cycle.
Give each regular a credit limit, let orders and subscriptions go on their account, and settle it each billing cycle.
Free plan. No credit card needed.
What is pay later?
Pay later lets the customers you trust buy now and pay you later, up to a credit limit you set for each one.
Orders and subscription deliveries go on their account and show as outstanding until paid. They settle by billing cycle, such as the end of the month.
What you can do with pay later
Credit for the regulars you know, with dues you can see.
How pay later works
From choosing the customer to the bill being settled.
Turn on pay later
Go to Settings, Payments and billing, Payment methods, and turn on Pay later.
Trusted customers pay at month end
Pick customers and limits
Choose who can use it and set a credit limit for each one.
They order on pay later
Pay later shows at checkout, and the order goes on their account.
Dues add up
Each order shows as outstanding until paid, with an aging report for older dues.
Settle at cycle end
Send a payment link, and reminders follow for anything overdue.
What the customer sees, and what you set
Credit at checkout on one side, limits and dues on the other.
The customer side
Pay later at checkout, and what they owe this cycle.
The owner side
Who gets credit, how much, and what is still owed.
Pay later settings
What you control once pay later is on.
| Setting | Options and default |
|---|---|
| Pay later | On or off in Settings, Payments and billing, Payment methods. Off until you turn it on. |
| Who can use it | The customers you choose. Offer it only to customers you know well. |
| Credit limit | A limit for each customer, set by you. |
| Billing cycle | Dues settle by billing cycle, such as the end of the month. |
| Orders and subscriptions | Both one-time orders and subscription deliveries can go on pay later. |
| Other payment methods | Keep cash on delivery or Wallet & cards on for customers who are not on pay later. |
| Payment order | Points, wallet, pay later and the gateway, in the order you set. |
| Outstanding | What each customer owes, and the total across customers. |
| Aging report | How long dues have been open, for customers who pay later. |
| Reminders and links | Scheduled reminders for due and overdue amounts, and a payment link for the bill. |
| Refunds | On a pay later order, the balance is reduced rather than refunded. |
Pay later in real businesses
Three regulars, three ways credit helps. Names and amounts are made up.
A hotel buyer
Harbour Hotel has a $750 limit. It orders through the month, owes $552 at month end and pays by link.
Milk now, bill later
Sarah’s daily milk plan runs on pay later. At month end her bill is $56 with a reminder if it is late.
An office lunch account
An office orders lunch for its team every weekday on pay later and settles $429 at the end of the month.
What happens when...
The credit questions owners ask.
| When | What happens |
|---|---|
| A customer is not on pay later | They pay by cash on delivery, Wallet or card as usual. |
| A pay later order is refunded | The customer’s balance is reduced rather than money being sent back. |
| The customer also has a wallet | Your payment order decides what pays first, and the next method takes the rest. |
| A bill is late | A scheduled reminder goes out, and the aging report shows how long it has been open. |
| A rider delivers a pay later order | The rider app shows what is left to collect, with pay later already taken off. |
Who uses pay later
Businesses with regulars who settle up later.
Wholesale
Trade buyers on a limit, settled each cycle.Ordrio for wholesaleMilk and dairy
Daily milk now, the bill at month end.Ordrio for milk and dairyMeal plans
Office and family accounts, settled monthly.Ordrio for meal plansGrocery
Wallet and pay later for the families you know.Ordrio for groceryJewellery
Pay later for the customers you choose.Ordrio for jewelleryPay later with the rest of Ordrio
Credit works with links, the wallet and subscriptions.
Not on the Free and Launch plans. Plan details on the pricing page. Bills & Books and your online store are on every plan, including Free.
Pay later questions, answered
Trusted customers buy now and pay you later, up to a credit limit you set, settled by billing cycle.
Yes. Offer it only to customers you know well. Everyone else pays the usual way.
Yes. Each customer gets their own credit limit.
By billing cycle, such as the end of the month.
Yes. Both one-time orders and subscription deliveries can go on pay later.
Pay later orders show as outstanding until paid, with a total across customers and an aging report.
Send a payment link for the bill, and schedule reminders for due and overdue amounts. See payment links.
The customer’s balance is reduced rather than money being sent back.
Grow, Scale and Max, as listed on the pricing page.